Restaurant Credit Card Processing Fee Analyzer

Restaurant Profile

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Processor Comparison

Processor Rate (%) Monthly Fee Per-Trans Fee Effective Rate Monthly Cost Actions
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 3.28% $1,641.65
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 2.82% $1,411.10
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 2.10% $1,048.88

Potential Savings

Current Monthly Cost
$1,641.65
Best Rate Monthly Cost
$1,048.88
Monthly Savings
$592.77
Annual Savings
$7,113.24

Negotiation Tips

  • Mention competing offers when negotiating with your current processor
  • Ask for a detailed breakdown of all fees and request removal of unnecessary charges
  • Request interchange-plus pricing for better transparency and lower overall costs
  • Consider card-present vs. card-not-present rates if you do significant takeout/delivery business
  • Emphasize your monthly volume and average ticket size when negotiating rates
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